- FHA and VA approved. Birmingham Bancorp Mortgage is a federally approved lender. We are approved to originate mortgages under the FHA program (which is administered by HUD) and the VA program. These programs offer mortgages to those who do not qualify for a conventional mortgage. Read more about FHA mortgages and VA mortgages here. If you would rather talk to someone right now, you can chat with a Birmingham Bancorp Mortgage credit professional now.
- Refinance your mortgage. Birmingham Bancorp Mortgage offers plenty of refinance options for your mortgage. Click here to apply now. Or if you would rather call or e-mail, you can get contact information. Or learn about refinancing your mortgage here.
- Purchase a home. If you are buying your first home, Birmingham Bancorp Mortgage can help. We've got plenty of information about Down Payment Assistance Programs, finding your price range, getting a mortgage with bad credit, and fast pre-approvals. Read about getting a mortgage for a home purchase here. Apply for a pre-approval here. Or learn about refinancing your mortgage here.
- Reverse Mortgages. Birmingham Bancorp Mortgage offers a selection of Reverse Mortgage programs. You can use a reverse mortgage to stop making mortgage payments, get a line of credit, or even get monthly payments. Read about Reverse Mortgages here.
- Birmingham Bancorp Wholesale. If you are a mortgage broker, you are probably looking for our wholesale site. Click here to visit Birmingham Bancorp Mortgage's wholesale site.
- Some common misspellings of mortgage related words. Morgage, consoladation, lein, Birmingham bankcorp, Birmingham Bankorp, Birmingham Bank. If you found this site despite a misspelled keyword, welcome. We are sure you will find what you need here.
- Bad Credit. Is bad credit stopping you from applying for a mortgage? Whether your bad credit is from a poor payment history, bankruptcy, foreclosure, repossession, charge-offs, or collection accounts, you can still get a mortgage. Birmingham Bancorp Mortgage specializes in finding mortgages for people with bad credit. Read more about getting a mortgage with bad credit here.
- FICO Score. Do you know your FICO score? Are you worried that you have a low FICO score or no FICO score? The first step is to learn about FICO scores. You can get information about FICO scores here. The next step is to find out what your score is. Once you know your score, you can make an informed choice about a mortgage. If your FICO score is low, there are ways to improve it.
- Debt Consolidation. Use the equity in your home to consolidate your debts. You can refinance your mortgage and consolidate your debts, especially high interest debts. Birmingham Bancorp Mortgage can help you find the right mortgage for your debt consolidation needs. There are many advantages to using a mortgage to consolidate debt. Find out about debt consolidation here.
- Mortgage in Foreclosure. Are you behind on your mortgage payments and facing foreclosure? Birmingham Bancorp Mortgage can help you get out of foreclosure and keep your home. To get answers about foreclosure, you can read about Birmingham Bancorp's Foreclosure assistance refinancing.
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