About Us

Our Philosophy "Customer for Life"

A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. We work with you now, and we continue to be there for all your mortgage needs in the years to come.

Birmingham Bancorp Underwrites Loans the Old Fashioned Way

In a world that is dominated by computer underwriting, isn't it refreshing to find a lender that takes the time to understand your individual situation and needs.

One of Michigan's Oldest Federally Approved Lenders

Birmingham Bancorp is presently in it's third decade of helping homeowners all across Michigan achieve their financial goals. We have closed loans for literally thousands of homeowners who have been turned away by other lenders.

Innovative Loan Programs Not Available Anywhere Else

Whether your credit is perfect or less than perfect. Purchase or Refinance. Cash out for any purpose or looking for a lower rate. Consolidate debt, pay off delinquencies. We can help with bankruptcies and foreclosures. Call Birmingham Bancorp now and see how easy it is.

You were able to get my mortgage approved when every other bank would not even talk to me. We were a little leery when you told us you could get us approved with less than 5% down, but you did everything you promised and more. I will be telling everyone I know that if they need a mortgage to see you!

Rodrick Chamberlain
Homeowner