Loan Programs

Innovative Loan Programs Not Available Anywhere Else

Whether your credit is perfect or less than perfect. Purchase or Refinance. Cash out for any purpose or looking for a lower rate. Consolidate debt, pay off delinquencies. We can help with bankruptcies and foreclosures. Call Birmingham Bancorp now and see how easy it is.

Refinance Options

Foreclosure Help

First Time Home Buyer

Reverse Mortgage

FHA Mortgage

You were able to get my mortgage approved when every other bank would not even talk to me. We were a little leery when you told us you could get us approved with less than 5% down, but you did everything you promised and more. I will be telling everyone I know that if they need a mortgage to see you!

Rodrick Chamberlain
Homeowner