Rate and Term Refinance
If you simply want to lower your mortgage payment, or convert from an adjustable mortgage to a fixed rate mortgage.
If you simply want to lower your mortgage payment, or convert from an adjustable mortgage to a fixed rate mortgage.
FHA Streamline
If you are refinancing a FHA mortgage to another FHA mortgage, this option is the easiest way. Limited documentation is necessary.
VA Interest Rate Reduction
Similar to a FHA Streamline, but refinancing a VA mortgage to another VA mortgage.
Cash Out Refinance
When you want to borrow against the value of your home to get money for other purposes. This procedure involves paying off your first mortgage, taking out a bigger mortgage that gives you the difference in cash.
Debt Consolidation
With a debt consolidation loan you replace credit card bills and other debts with a single loan, often with a lower monthly payment.



